Risk and Financial Crime Operative

Job description

We are Ramp

Blockchain is changing the world and has the potential to turn it upside down. We know that it is time to reverse the model we got used to, where the top 1% decide on everything. Blockchain democratises entertainment, wealth, builds new opportunities for community-driven innovation, shakes up the ancien regime. We’re inches away from the paradigm shift and Ramp is here to help move the needle.

The bottom-up revolution is already on the move and there is still some space onboard. Ramp is here to use the knowledge of finance and technology to make business more open to everyone to join in and make crypto easier. Interacting with crypto-powered apps still feels intimidating for most. We work to unlock a future where crypto is as easy to use as eCommerce is today.

We believe in technology-driven change. We are a part of the decentralised revolution. For us, that means adding value to the world by individual approach and critical eye. Our operating framework is built on passion & hunger. We gathered the best-in-class team to work together on things that matter. We want you to feel challenged and motivated by the company you have and give the same feeling to your teammates.

If you share our values and approach, there is a space for you at Ramp!

Role Overview

As a Risk and Financial Crime Operative you will be responsible for managing all aspects of transactions risk including fraud risk, suspicious financial activities, and/or high-risk clients. You will also provide the best customer experience and establish a strong relationship and trust with our users, acting as a second line customer support operative.

Core Responsibilities

  • Monitoring transactions and ensuring that all comply with company policies
  • Conducting risk and compliance assessment, identifying trends in frauds patterns
  • Conducting additional checks on clients and/or transactions in selected cases
  • Responding to chargeback disputes and law enforcement requests
  • Documenting fraud cases and preparing risk analysis reports
  • Responding to user queries via live chat in a swift and pragmatic way
  • Following up with users to ensure their issues are resolved
  • Gathering user feedback and sharing it with the team to ensure the excellence of our service.


  • Initially, this position is remote in the US, but will transition to in-person in Miami as early as June 2022
  • +2 years of proven experience in financial crime and/or fraud risk management role
  • Native (or near-native/proficient) English speaker
  • Familiarity with various blockchains and ideally with fintech and payment systems
  • Strong fraud prevention and analytical skills preferably acquired in the US market
  • Experience in fraud prevention and/or transaction monitoring and AML practices
  • Strong Excel knowledge to prepare and analyze data sets
  • Self-starter and problem-solver skills
  • Ability to handle tough cases
  • Willingness to work in shifts
  • Experience with blockchain monitoring tools is a plus
  • Experience in Customer Support Agent or a similar role is a plus
  • Familiarity with information technology or basic programming is a plus
  • Knowledge of process mapping/description and/or conversion of practices into formal procedures is a plus

We offer
💰 competitive compensation package

📈 stock options in a rapidly growing company 

🏝fully paid holidays 

🥇 being part of one of the hottest crypto startups,

👩‍🎓 self-development and conference budget to help you grow,

⛰️ annual company retreat,

🔝 making decisions having an impact and a super high level of ownership (you will be the second person in the recruitment team).

Ramp is an equal opportunity employer. What this means in practice is that your race, religion, national origin, sex, sexual orientation, disability, or age won’t affect our recruitment decisions. We’ll focus solely on your skills, experience, potential for growth and attitude.

Do you fear you won’t fit in? 90%+ of Ramp’s team agreed with the following statement: While I occasionally felt like a misfit in other workplaces/firms, I feel a sense of belonging here at Ramp.

Psst. If you're not the one, but someone you know might just be the perfect fit? Let them know! Apply to an open application and let's chat!